PeyePeye PEYEPEYE
PeyePeye

PEYEPEYE

Confidential Investment Prospectus

PeyePeye is building the next-generation payment and ordering infrastructure for the US restaurant industry. By combining pre-verified guest identity, seamless mobile ordering, and location-aware auto-settlement, PeyePeye eliminates friction at every step of the dining experience. This represents a compelling opportunity to capture meaningful share of the $45 billion restaurant payment processing market at a critical inflection point in digital adoption.

For the complete business plan and product strategy, see our Business Plan.

Market Opportunity

•

The US restaurant industry exceeds $900 billion in annual revenue, representing one of the largest consumer sectors in the domestic economy.

•

Restaurant payment processing represents approximately $45 billion in transaction fees annually, a figure that continues to grow as average ticket sizes and digital payment penetration increase.

•

Mobile ordering and payment adoption has grown 300%+ since 2020, driven by consumer demand for convenience and contactless experiences.

TAM

$900B

Total US restaurant revenue

SAM

$45B

Payment processing fees from full-service restaurants

SOM

$500M

Realistic Year 5 addressable market in initial target metros

The shift from cash to digital payments is irreversible. Restaurants that don't modernize their payment stack will lose guests to those that do. PeyePeye is positioned at the intersection of these secular trends, offering a purpose-built solution for an industry underserved by generalist payment platforms.

Revenue Model

Transaction Fees

2.5% + $0.10 per transaction

Competitive with Square (2.6% + $0.10) and significantly lower than Toast (2.99% + $0.15). Our transparent fee structure is designed to accelerate restaurant adoption while maintaining healthy gross margins.

Subscription Tiers

Starter

Free

  • ✓ Basic ordering
  • ✓ Payment processing
  • ✓ Digital menu

For single-location restaurants testing the platform.

Popular

Pro

$99/mo

  • ✓ Analytics dashboard
  • ✓ POS integration
  • ✓ KDS support
  • ✓ Priority support

For established restaurants seeking operational efficiency.

Enterprise

Custom

  • ✓ Multi-location management
  • ✓ Dedicated account manager
  • ✓ Custom integrations
  • ✓ API access

For restaurant groups and multi-unit operators.

Premium Add-ons

Loyalty Programs Marketing Tools Advanced Analytics Reservation Management

Each add-on provides incremental recurring revenue and deepens platform stickiness with restaurant partners.

Growth Strategy

The Restaurant Flywheel

Each restaurant that joins PeyePeye brings its diners onto the platform. Those diners then demand PeyePeye at other restaurants. This network effect accelerates adoption and creates a compounding growth loop that strengthens with scale.

Restaurants join → Diners adopt → More restaurants join
1

Phase 1 (Months 0–6)

  • Launch in 2 target cities with high restaurant density
  • Sign 50 restaurant partners focused on full-service casual dining
  • Prove unit economics and validate product-market fit
  • Establish baseline metrics for customer acquisition cost and lifetime value
2

Phase 2 (Months 6–18)

  • Expand to 5 cities across multiple regions
  • Scale to 500+ restaurant partners
  • Launch Pro subscription tier and analytics dashboard
  • Begin POS integrations with Toast and Clover systems
3

Phase 3 (Months 18–36)

  • Expand to 15+ cities with national presence
  • Scale to 5,000+ restaurant partners
  • Launch Enterprise tier and national brand partnerships
  • Begin international market exploration

Key Metric Targets (Month 36)

5,000+

Restaurant Partners

2M+

Monthly Transactions

15+

Metro Markets

60%

Diner Retention Rate

Competitive Landscape

Feature
PeyePeye
Toast
Square
Traditional
Pre-verified guests
✓ Yes
—
—
—
Auto-settlement (walk-away)
✓ Yes
—
—
—
Social bill splitting
✓ Yes
Limited
Limited
—
No proprietary hardware
✓ Yes
Requires Toast HW
Partial
Varies
Kitchen order flow
✓ Yes
✓ Yes
✓ Yes
—
POS integration
Multi-POS
Own only
Own only
N/A
Transaction fee
2.5% + $0.10
2.99% + $0.15
2.6% + $0.10
2.5–3.5%

PeyePeye's unique advantage: the Trust Layer. No other platform combines pre-verified identity, guaranteed payment, and location-aware auto-settlement. This eliminates walkout risk for restaurants while creating a frictionless experience that drives repeat diner engagement.

Use of Funds

Allocation of Investment Capital

Technology & Engineering 40%

Core platform development, POS integrations, mobile applications, and kitchen display system engineering.

Sales & Marketing 30%

Restaurant acquisition team, diner marketing campaigns, and strategic brand partnerships.

Operations 15%

Customer support infrastructure, restaurant onboarding program, and regulatory compliance.

Working Capital 15%

Cash reserves, contingency allocation, and legal expenses including payment processing licensure.

Financial Projections

Three-Year Revenue Projections

Conservative

Year 1

$1.2M

100 restaurants · 50K txn/mo

Year 2

$5.8M

500 restaurants · 250K txn/mo

Year 3

$18M

1,500 restaurants · 800K txn/mo

Moderate

Year 1

$2.4M

200 restaurants · 100K txn/mo

Year 2

$12M

1,000 restaurants · 500K txn/mo

Year 3

$42M

3,500 restaurants · 1.8M txn/mo

Aggressive

Year 1

$4.8M

400 restaurants · 200K txn/mo

Year 2

$28M

2,500 restaurants · 1.2M txn/mo

Year 3

$95M

8,000 restaurants · 4M txn/mo

Key Assumptions

Average ticket size: $45
Transactions per table per visit: 3
Diner retention rate: 60%

Projections are forward-looking estimates based on market analysis and comparable platform growth trajectories. Actual results may vary.

Team & Investment Terms

Leadership Team

Chief Executive Officer

[Name TBD]

Experienced in fintech and hospitality technology. Track record of scaling B2B SaaS platforms.

Chief Technology Officer

[Name TBD]

Background in payment systems and scalable infrastructure. Previous experience at leading payment processors.

Head of Sales

[Name TBD]

Restaurant industry veteran with national relationships across major restaurant groups and franchise networks.

Advisory Board

[Names TBD]

Board includes leaders in payments, restaurants, and mobile technology with decades of combined industry experience.

Investment Details

We are currently raising our seed round. For terms, valuation, detailed financial models, and data room access, please contact us directly. We welcome conversations with investors who share our vision for modernizing restaurant payments infrastructure.